Money Services Business (MSB)

As a non-bank financial institution; UJA Inc is regulated by its jurisdictional Licensed States (US Sates where we hold an operating license) and by Federal Regulatory Authorities.  UJA is duly registered as a Money Service Business (MSB) with The Financial Crimes Enforcement Network.

As a MSB, The Bank Secrecy Act (BSA) requires all MSBs to maintain an Anti-Money Laundering program with the following four specific pillars of Compliance: 

   Tailored Written Internal Policies, Procedures and Controls

    Designated Compliance Officer

    Independent Examination

    Ongoing relevant training of personnel’s

UJA Inc complies with all required requirements by implementing polices, procedures and controls tailored to and whose sole focus is to ensure that all of UJA's activities are conducted in and with strict compliance.

For us, AML, BSA, OFAC Compliance is paramount!

Sending through UJA’s network of locations is fast, secure, and safe.  We pledge that your family, friends will receive their funds in a timely manner, with excellent customer service at all of our locations.

UJA stands out from our competitors.  Choose UJA and you'll discover:

    Competitive pricing

    Responsive customer service

    Prompt delivery

    Emphasis on Security, Accuracy and Compliance

Security Safeguards

Every remittance is processed using our proprietary software system and screened for accuracy, completeness and federal compliance.  Our attention to detail virtually guarantees that transfers arrive at their destination promptly and safely.  We work very hard to earn and maintain customer confidence around the world.

An independent and reputable consulting firm periodically reviews UJA’s policies and procedures to ensure the efficacy of the Anti-money Laundering and Regulatory Compliance Program as required by the Bank Secrecy Act and other laws and regulations.

As a result, our solutions form unprecedented and powerful protection against risks, losses and damages and enable our customers to easily comply with the ever-changing laws and regulations.

Please see our Commitment to Compliance in our Compliance Statement at the following link:

Click Here for Compliance Statement